Pursuing a Master of Social Work (MSW) is a meaningful investment in a career centered on service, advocacy, and community well-being. But graduate education comes at a cost—and funding it can be a challenge. Fortunately, a wide range of scholarships and grants are available to help MSW students reduce tuition burdens and avoid excessive loan debt.
This guide highlights national opportunities, tips for finding school-specific and community-based aid, and practical advice for applying.
What Are MSW Scholarships and Why Do They Matter?
Earning an MSW typically costs anywhere from $15,000 to over $60,000, depending on the school. It’s a significant investment regardless of where you enroll. Scholarships offer financial support that doesn’t need to be repaid, making them an important tool for managing graduate education costs.
MSW scholarships may be awarded based on merit, need, background, or professional goals. Some are offered by schools, while others come from national organizations or foundations. Grants for master’s in social work students—often need-based—can also help cover tuition and related expenses.
Together, these forms of aid help students focus on their training and fieldwork without being overwhelmed by financial stress.
Types of Scholarships and Grants for MSW Students
MSW scholarships come in many forms, each designed to support students with different backgrounds, goals, and financial needs. Understanding the categories can help you identify the most relevant opportunities and strengthen your applications.
- Merit-Based Scholarships
These awards recognize academic achievement, leadership, or professional promise. They’re often competitive and may require a strong GPA, résumé, and personal statement. - Need-Based Scholarships and Grants
Many graduate social work scholarships are awarded based on financial need. Completing the FAFSA is usually required to demonstrate eligibility for these types of aid. - Identity-Based Scholarships
Some organizations offer scholarships to students from underrepresented backgrounds, such as BIPOC, LGBTQ+, first-generation, or immigrant communities. These awards often aim to diversify the social work profession. - Field-Specific Scholarships
These awards support students pursuing specialized areas of practice, such as school social work, mental health, or gerontology. If you already have a clear vision for your career, these scholarships can help fund your path toward what you can do with a MSW. - Public Service and Government-Funded Grants
Some state and federal agencies offer financial aid to MSW students who commit to working in underserved communities or high-need settings. These may come in the form of scholarships, grants, or even loan repayment programs. - Employer or Agency-Sponsored Aid
If you’re currently working in social services—especially in child welfare or healthcare—your employer may offer tuition assistance or scholarships to help you pursue an MSW. Some agencies even partner with affordable CSWE accredited online MSW programs to make advanced training more accessible.
Top National Scholarships for MSW Students
Many of the most competitive and generous MSW scholarships are awarded at the national level by professional associations, foundations, and public service organizations. While application requirements vary, these programs typically look for students with a demonstrated commitment to social work values, strong academic potential, and financial need.
- NASW Foundation Scholarships
The National Association of Social Workers (NASW) offers several scholarships for MSW students, including the Consuelo W. Gosnell Memorial Scholarship for those working with American Indian, Alaska Native, and Hispanic populations, and the Verne LaMarr Lyons Memorial Scholarship for students committed to mental health practice within the African American community. - CSWE Minority Fellowship Program
Sponsored by the Council on Social Work Education, this fellowship supports MSW students from underrepresented racial and ethnic groups who are preparing for leadership roles in behavioral health. Awards include financial support, mentorship, and professional development. - National Health Service Corps (NHSC) Scholarships
Offered by the Health Resources and Services Administration (HRSA), the NHSC Scholarship Program provides full tuition, a monthly stipend, and funding for other education costs to MSW students who commit to working in high-need Health Professional Shortage Areas after graduation. - Paul & Daisy Soros Fellowships for New Americans
This prestigious fellowship supports graduate students who are immigrants or children of immigrants to the United States. MSW students are eligible to apply, and awards include up to $90,000 in funding over two years. - Point Foundation Scholarships
LGBTQ+ students pursuing graduate education—including MSW degrees—may be eligible for these scholarships, which support leadership and community service in addition to academic achievement. - Hispanic Scholarship Fund (HSF) Graduate Scholarships
HSF offers merit-based awards to Hispanic and Latinx students enrolled full-time in graduate programs, including master’s in social work programs. Scholarships typically range from $500 to $5,000. - Native Forward Scholars Fund Native Forward provides scholarships and fellowships to Native American and Alaska Native graduate students. Several programs are open to those pursuing degrees in social work and related fields.
These nationally competitive programs can be a lifeline for covering the high cost of an MSW. Each organization has its own deadlines, eligibility criteria, and focus areas—so students should plan ahead and apply to as many relevant programs as possible.
Complete the FAFSA First
Before applying for scholarships, submit the FAFSA as early as possible. Many need-based MSW scholarships and graduate grants use FAFSA data to determine eligibility—even for awards not issued by the federal government. Some states and schools distribute aid on a first-come, first-served basis, so applying early gives you the best chance to maximize your funding.
Where to Find More Graduate Social Work Scholarships
Beyond major national programs, MSW students can uncover a wide array of scholarship opportunities through databases, professional associations, and community-based organizations. Here are some of the best places to continue your search:
- Online Scholarship Databases
General scholarship search engines let you filter by degree level, field of study, background, and financial need. While not social work-specific, these tools are a good starting point for building your scholarship list:
- Fastweb
- Scholarships.com
- CareerOneStop’s Scholarship Finder, sponsored by the U.S. Department of Labor
- Fastweb
- Professional Associations and Advocacy Groups
National and state-level organizations often offer or promote scholarships for MSW students, especially those aligned with specific identities or areas of practice. In addition to the NASW and CSWE, check:
- Your state’s NASW chapter or social work licensing board
- Organizations like the National Association of Black Social Workers, Latino Social Workers Organization, or National Association of Deans and Directors of Schools of Social Work (NADD)
- Your state’s NASW chapter or social work licensing board
- Government and Public Service Portals
Federal and state agencies may offer grants for master’s in social work students preparing for high-need careers, such as child welfare, substance abuse counseling, or behavioral health:
- HRSA Scholarships and Loan Repayment Programs
- AmeriCorps Segal Education Awards for eligible alumni pursuing graduate study
- HRSA Scholarships and Loan Repayment Programs
- Community Foundations and Nonprofits
Local philanthropic organizations often support students from their geographic region or affiliated high schools. Use phrases like “graduate scholarships [your city or county]” in search engines, or browse community foundation websites directly.
By combining national resources with local and professional connections, MSW students can increase their chances of finding meaningful funding support.
Don’t Overlook School-Specific MSW Scholarships
While national and external scholarships get most of the spotlight, many of the largest and most accessible MSW scholarships come directly from graduate schools themselves. These may include:
- Institutional merit- or need-based awards
- Graduate assistantships with tuition waivers and stipends
- Scholarships tied to specific field placements or concentrations
- Donor-funded awards based on academic promise, leadership, or service
Unfortunately, there’s no centralized directory for these scholarships—and their availability varies widely by institution. Still, for many students, school-based aid represents the single largest source of funding available.
If you’re applying to multiple programs, take time to review the financial aid and scholarship pages for each one. A good starting point is to search the program’s website for “[School Name] MSW scholarships” or “[University Name] financial aid for graduate students.” You can also contact program coordinators or financial aid offices directly to ask:
- What scholarships or assistantships are available for incoming MSW students?
- Do I need to submit a separate scholarship application?
- Are there priority deadlines to be aware of?
When comparing programs, also factor in whether institutional aid is available to online or part-time students. Some programs extend generous financial support to online cohorts, while others limit aid to on-campus learners.
Tips for Applying to MSW Scholarships
Applying for graduate social work scholarships takes time and effort—but a well-organized approach can significantly improve your chances of success. These tips can help you stand out:
- Start Early
Scholarship deadlines often fall months before the start of the academic year. Create a calendar of deadlines and required materials so you don’t miss key opportunities. Many universities and organizations require a completed FAFSA to award need-based aid. Submitting it promptly not only opens the door to federal loans and grants but can also qualify you for school-specific scholarships and work-study before funds run out. - Tailor Your Personal Statement
Scholarship reviewers want to know why you’ve chosen social work and how you plan to make a difference. Connect your goals to themes like equity, community impact, or service. You might also reference the types of social work careers you’re pursuing and how scholarship funding will support your path. - Highlight Field Experience and Community Service
Whether you’ve worked in youth programs, volunteered in shelters, or interned with local nonprofits, be sure to include hands-on experience that aligns with your social work aspirations. - Request Strong Letters of Recommendation
Choose recommenders who can speak to your commitment to the field—such as professors, supervisors, or social workers you’ve worked with during internships. - Focus on Long-Term Impact
Many scholarship reviewers are invested in outcomes. If you can show how an MSW will prepare you for a meaningful career—especially in under-resourced communities or high-need practice areas—you may have an edge. It doesn’t hurt to cite the growing demand and competitive social work salaries that come with advanced degrees and licensure. - Apply Broadly
Don’t limit yourself to just one or two scholarships. Apply to national programs, school-specific awards, community foundation scholarships, and employer or agency-based opportunities.
Taking the time to craft thoughtful applications can not only lead to financial support, but also deepen your own clarity and confidence as you prepare for the next stage of your social work journey.
FAQ About Scholarships for MSW Students
Are there scholarships for online MSW programs?
Yes—many MSW scholarships are available to both on-campus and online students. National organizations like the NASW Foundation, CSWE, and HRSA do not distinguish between program formats when awarding scholarships. Some universities also offer internal aid to students enrolled in online MSW with no GRE requirement programs, for example, though availability varies.
Can I receive both scholarships and federal financial aid?
Absolutely. Scholarships and grants are considered gift aid and do not affect your eligibility for federal loans or work-study. However, if your total aid exceeds your cost of attendance, your financial aid office may adjust your award package.
What are my chances of receiving a scholarship?
It depends on the scholarship and applicant pool, but many awards go unclaimed due to lack of awareness or incomplete applications. Applying early, meeting all criteria, and tailoring your materials to the sponsor’s mission can increase your odds.
Are MSW scholarships taxable?
In general, scholarship funds used for tuition and required fees, books, or supplies are not taxable. However, money used for room and board or other non-qualified expenses may be considered taxable income. Consult a tax advisor or review IRS Publication 970 for details.
Do I need to be accepted to a program before applying?
Some scholarships require proof of enrollment, while others allow you to apply while your MSW applications are still pending. Be sure to check eligibility criteria and deadlines carefully.
Next Steps
MSW scholarships can make a meaningful difference in reducing the cost of graduate school. Start your search early, cast a wide net, and prioritize opportunities that align with your background, goals, or area of study. Be sure to:
- Track deadlines and required materials in a spreadsheet
- Apply to national, local, and school-specific scholarships
- Reach out to financial aid offices for program-level opportunities
A little extra effort now can lead to major savings—and help you stay focused on your path to becoming a social worker.